{"id":20973,"date":"2022-12-16T14:17:09","date_gmt":"2022-12-16T13:17:09","guid":{"rendered":"https:\/\/www.factofly.com\/?p=20973"},"modified":"2024-09-02T15:49:13","modified_gmt":"2024-09-02T13:49:13","slug":"which-box-should-you-choose-as-a-freelancer","status":"publish","type":"post","link":"https:\/\/www.factofly.com\/en\/blog\/hvilken-a-kasse-skal-du-vaelge-som-freelancer\/","title":{"rendered":"Which unemployment fund should you choose as a freelancer?"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:104%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><h2 class=\"fusion-responsive-typography-calculated\" data-fontsize=\"60\" data-lineheight=\"78px\">Your guide to choosing a social security fund as an independent freelancer<\/h2>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:104%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\"><p><span style=\"font-weight: 400;\">Life and finances as a self-employed person can be uncertain, which an unemployment insurance fund can help to minimize. It can therefore be wise in most situations to prioritize an a-kasse membership. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">An a-kasse is an abbreviation of unemployment fund and secures you financially in the form of <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.factofly.com\/en\/blog\/unemployment-benefits-as-an-independent-freelancer\/\">daily allowance<\/a><\/span><span style=\"font-weight: 400;\">, if you were to become unemployed and be without earnings or &#039;salary&#039;. You can read more about salary as a self-employed person <\/span><a href=\"https:\/\/www.factofly.com\/en\/blog\/salary-as-a-freelancer\/\"><span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When one as <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.factofly.com\/en\/self-employed\/\">self employed<\/a><\/span><span style=\"font-weight: 400;\"> want to be a member of an unemployment fund, it can be challenging to find which unemployment fund best accommodates independent life. <\/span><\/p>\n<\/div><style type='text\/css'>.reading-box-container-1 .element-bottomshadow:before,.reading-box-container-1 .element-bottomshadow:after{opacity:0.7;}<\/style><div class=\"fusion-reading-box-container reading-box-container-1\" style=\"--awb-title-color:var(--awb-color8);--awb-margin-top:20px;--awb-margin-bottom:20px;\"><div class=\"reading-box\" style=\"background-color:var(--awb-color2);border-width:1px;border-color:rgba(226,226,226,0);border-left-width:3px;border-left-color:var(--primary_color);border-style:solid;\"><a class=\"button fusion-button button-default fusion-button-default-size button-default-size button-flat fusion-desktop-button fusion-tagline-button continue fusion-desktop-button-margin continue-right\" style=\"-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;border-radius:13px 13px 13px 13px\" href=\"https:\/\/app.factofly.com\/?screen_hint=signup&amp;referral_id=blog_listeoverakasser\" target=\"_self\"><span>Create a free user<\/span><\/a><h2>An easier freelance life with Factofly<\/h2><div class=\"reading-box-additional fusion-reading-box-additional\">\n<p>Be a freelancer without hassle and get paid without your own CVR number with Factofly. We help more than 10,000 others with a daily life without administration.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><a class=\"button fusion-button button-default fusion-button-default-size button-default-size button-flat fusion-mobile-button continue-right\" style=\"-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;border-radius:13px 13px 13px 13px\" href=\"https:\/\/app.factofly.com\/?screen_hint=signup&amp;referral_id=blog_listeoverakasser\" target=\"_self\"><span>Create a free user<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-color:var(--awb-color3);--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:104%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-bottom:5%;--awb-padding-left:5%;--awb-overflow:hidden;--awb-bg-size:cover;--awb-border-color:rgba(226,226,226,0.69);--awb-border-top:1px;--awb-border-right:1px;--awb-border-bottom:1px;--awb-border-left:1px;--awb-border-style:solid;--awb-border-radius:5px 5px 5px 5px;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\"><h4>Contents<\/h4>\n<ol>\n<li><strong><b><a href=\"#hvorfor\">Why have an a-kasse as a self-employed person?<\/a><\/b><\/strong><\/li>\n<li><strong><b><a href=\"#liste\">List of unemployment funds for the self-employed<\/a><\/b><br \/>\n<\/strong><\/li>\n<li><b><a href=\"#hvilken\">Which a-kasse should you choose?<\/a><\/b><\/li>\n<\/ol>\n<\/div><\/div><\/div><\/div><\/div><div id=\"hvorfor\" class=\"fusion-container-anchor\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:104%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\"><h2><b>Why have an a-kasse as a self-employed person?<\/b><\/h2>\n<\/div><div class=\"fusion-text fusion-text-5\"><p><span style=\"font-weight: 400;\">There can be several reasons for having one <a href=\"https:\/\/www.factofly.com\/en\/features\/daily-allowance\/\">a-kasse as self-employed<\/a>, and also reasons against this, although in most situations it can be a good investment. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">It all depends on your individual situation, form of business and personal preferences. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can read much more about <a href=\"https:\/\/www.factofly.com\/en\/blog\/union-for-freelancers-is-it-necessary\/\">a-kasse membership for self-employed freelancers<\/a> in our previous blog post here.<\/span><\/p>\n<\/div><style type='text\/css'>.reading-box-container-2 .element-bottomshadow:before,.reading-box-container-2 .element-bottomshadow:after{opacity:0.7;}<\/style><div class=\"fusion-reading-box-container reading-box-container-2\" style=\"--awb-title-color:var(--awb-color8);--awb-margin-top:20px;--awb-margin-bottom:20px;\"><div class=\"reading-box\" style=\"background-color:var(--awb-color2);border-width:1px;border-color:rgba(226,226,226,0);border-left-width:3px;border-left-color:var(--primary_color);border-style:solid;\"><a class=\"button fusion-button button-default fusion-button-default-size button-default-size button-flat fusion-desktop-button fusion-tagline-button continue fusion-desktop-button-margin continue-right\" style=\"-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;border-radius:13px 13px 13px 13px\" href=\"https:\/\/app.factofly.com\/?screen_hint=signup&amp;referral_id=blog_listeoverakasser\" target=\"_self\"><span>Create a free user<\/span><\/a><h2>An easier freelance life with Factofly<\/h2><div class=\"reading-box-additional fusion-reading-box-additional\">\n<p>Be a freelancer without hassle and get paid without your own CVR number with Factofly. We help almost 2,000 others with an everyday life without administration.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><a class=\"button fusion-button button-default fusion-button-default-size button-default-size button-flat fusion-mobile-button continue-right\" style=\"-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;border-radius:13px 13px 13px 13px\" href=\"https:\/\/app.factofly.com\/?screen_hint=signup&amp;referral_id=blog_listeoverakasser\" target=\"_self\"><span>Create a free user<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"liste\" class=\"fusion-container-anchor\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:104%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><h2><b>List of unemployment funds for the self-employed<\/b><\/h2>\n<\/div><div class=\"fusion-text fusion-text-7\"><p><span style=\"font-weight: 400;\">There are many different unemployment insurance funds that differ in expertise and focus area. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, you should know that with all unemployment funds there is an accrual period, during which you must have been a member of a unemployment fund for a certain period of time before you can <\/span><a href=\"https:\/\/www.factofly.com\/en\/features\/daily-allowance\/\"><span style=\"font-weight: 400;\">be paid unemployment benefits<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">We have compiled a list of 10 relevant and cheap unemployment insurance funds for the self-employed:<\/span><b><\/b><\/p>\n<h4>MA\/Master&#039;s Degree A-Kasse<\/h4>\n<p><a href=\"https:\/\/ma-kasse.dk\/\">MUST<\/a> is a professional community for 86,000 humanists and scientists.<\/p>\n<p>At MA you get a lot of relevant webinars, courses and networking events. In fact, more than 350 a year, so there should be plenty to choose from.<\/p>\n<p>MA has great insight into the areas their members work in, and offers advisory meetings, networks and workshops tailored to the self-employed and freelancers.<\/p>\n<p>All academic unemployment funds cost almost the same, so choose the one that knows you and your labor market best. We have only had good experiences with MA, and if you are looking for one recommendation on the list here, it goes to MA.<\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><span style=\"color: var(--awb-text-color); font-family: var(--awb-text-font-family); font-size: var(--awb-font-size); font-style: var(--awb-text-font-style); letter-spacing: var(--awb-letter-spacing); text-align: var(--awb-content-alignment); text-transform: var(--awb-text-transform); background-color: var(--awb-bg-color-hover);\">As a member of MA, you pay 529 kroner per month for a full-time membership and part-time from 401 kroner per month.<\/span><\/h4>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>HK<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">One of Denmark&#039;s largest unemployment funds with over 280,000 members, <a href=\"https:\/\/www.hk.dk\/\">HK<\/a>, helps you as a self-employed person with tools and advice, and is also ready with qualified advice that covers a number of areas from wages and working conditions to legal help. <\/span><\/p>\n<p>As a member, you pay DKK 517 per month for a full-time membership and part-time from DKK 395 per month.<\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>Ftfa <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">At Ftfa, you pay DKK 468\/month as a member. They strive to be &#039;more than a savings bank&#039; and have even won &quot;Best Savings Bank 2022&quot;.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Regardless of whether you have started or are considering starting your own business, Ftfa is ready with a wide range of skills within running an independent business and has several relevant offers, physical events, webinars, etc. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">They have a unique <\/span><a href=\"https:\/\/ftfa.dk\/vi-tilbyder\/fra-drom-til-selvstaendig\/?_gl=1*1w3ws2w*_up*MQ..&amp;gclid=Cj0KCQiA4uCcBhDdARIsAH5jyUn_mdG9N-Znpo4NbDbkaPTdp__muDudUQl3ipkNKjz1S7_h-fIFUP8aAvQAEALw_wcB\"><span style=\"font-weight: 400;\">collaboration with Entrepreneur Denmark<\/span><\/a><span style=\"font-weight: 400;\">, where as a self-employed person you can connect to a course that includes the start-up, operation and development of an independent business. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ftfa is a good unemployment fund for those who want more knowledge, inspiration or a helping hand for independent living. <\/span><b><\/b><\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>Effective<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Another unemployment fund for the self-employed is the unemployment fund Virksom, which has a membership fee of DKK 480\/month. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">With Virksom, you get the opportunity to get advantageous insurances and, of course, financial security, as with all other social security funds, through unemployment benefits, should you be forced to close your business. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Virksom, you can also buy what they call extra <\/span><a href=\"https:\/\/www.virksom.dk\/medlemsfordele\/a-kasse\"><span style=\"font-weight: 400;\">&#039;Organization&#039;<\/span><\/a><span style=\"font-weight: 400;\">, where you for DKK 199\/month as a company you can get legal help, sparring for you and your company, free debt collection service and the option of a pension scheme. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want both unemployment insurance and organization, Virksom offers a total monthly price of DKK 567. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Virksom is a social security fund for you who want the opportunity to seek legal advice and other relevant guidance. <\/span><b><\/b><\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>Ace<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Ace <\/span><a href=\"https:\/\/www.ase.dk\/medlemmer\/selvstaendig\/a-kasse\"><span style=\"font-weight: 400;\">&#039;grabs you if the dream breaks&#039;<\/span><\/a><span style=\"font-weight: 400;\"> with a membership fee of DKK 514\/month. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the dream were to burst, Ase promises up to DKK 19,351\/month. in unemployment benefits, targeted online courses for the self-employed, help with writing applications and CVs as well as guidance before a possible job interview. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">You also get access to Ase salary insurance, where you can get up to 80% of your salary covered and be paid anything between DKK 2,000\u201350,000 on top of your daily allowance, should you become unemployed. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ase is a social security fund for you who want to further secure your income should you become unemployed. <\/span><b><\/b><\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>Free <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">At a-kassen Frie, you get free salary insurance for the rest of the year 2022 and 3 months free <\/span><a href=\"https:\/\/www.factofly.com\/en\/blog\/union-for-freelancers-is-it-necessary\/\"><span style=\"font-weight: 400;\">Union.<\/span><\/a><span style=\"font-weight: 400;\"> The membership fee is DKK 498\/month and, like the other social security funds, ensures the right to receive unemployment benefit. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Frie, you get the opportunity to <\/span><a href=\"https:\/\/www.frie.dk\/a-kasse\/\"><span style=\"font-weight: 400;\">salary guarantee of up to DKK 40,000<\/span><\/a><span style=\"font-weight: 400;\">. on top of your daily allowance for up to 12 months, and they are one of the social security agencies with the best rating on Trustpilot. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Frie is a cheap unemployment fund for the self-employed and is for you who want a simple unemployment fund membership, but with good guidance for the job search. <\/span><\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>The academics&#039; unemployment fund <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">The academics&#039; social security fund costs a small DKK 467\/month. and offers that you, as a member of the a-kassen, can become part of an entrepreneurial community, where you can get advice and sparring for life as a self-employed person. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Akademikernes a-kasse has a clear website with information on everything you should know as a self-employed person, regardless of whether you want to receive unemployment benefit or just information. <\/span><\/p>\n<p><a href=\"https:\/\/aka.dk\/medlemskab\/kontingent\/\"><span style=\"font-weight: 400;\">This a-kasse is one of the country&#039;s cheapest<\/span><\/a><span style=\"font-weight: 400;\"> and is for you who want nothing more than insurance in the form of unemployment benefit in the event of unemployment. <\/span><b><\/b><\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>Krifa <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">At Krifa, you pay DKK 505\/month. for an a-kasse membership. You also get financial security here in the form of daily allowance and salary insurance, where you can get up to 90% of your current gross salary covered.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your membership gives you access to <\/span><a href=\"https:\/\/krifa.dk\/erhverv\/krifa-selvstaendige\"><span style=\"font-weight: 400;\">advice and sparring<\/span><\/a><span style=\"font-weight: 400;\"> within law, audit, debt collection and sick leave. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here, as an independent person, you have the opportunity to be associated with a professional job coach and the opportunity for two career interviews per year. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Krifa is therefore an emergency fund for you as a self-employed person who values quick expertise and advice in certain areas of your business. <\/span><b><\/b><\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>The Professional House <\/b><\/h4>\n<p><span style=\"font-weight: 400;\">Det Faglige Hus is another cheap social security fund with a membership fee of DKK 486\/month. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to unemployment benefit, Det Faglige Hus offers discounts on insurance, including household, travel and\/or accident insurance. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Det Faglige Hus differs from other social security funds by having a special one <\/span><a href=\"https:\/\/www.detfagligehus.dk\/medlemsfordele\/\"><span style=\"font-weight: 400;\">bargain shop<\/span><\/a><span style=\"font-weight: 400;\">, where members can save money on theme parks, holiday stays and other activities. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">This social security fund is for you who see the advantage in a versatile and cheap membership, where you are also embraced as self-employed. <\/span><b><\/b><\/p>\n<h4 class=\"fusion-responsive-typography-calculated\" style=\"--fontsize: 23; line-height: 1.3; --minfontsize: 23;\" data-fontsize=\"23\" data-lineheight=\"29.9px\"><b>CA \u2013 Career partner and social security fund<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">The last unemployment fund on the list is CA, which has a membership price of DKK 505\/month. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">CA has many self-employed members and estimates that as a self-employed person you can make use of career and insurance advisers. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition, as a member, you can get access to legal help for your company in the form of <\/span><a href=\"https:\/\/www.ca.dk\/min-situation\/selvstaendig\/\"><span style=\"font-weight: 400;\">guides, templates and useful links<\/span><\/a><span style=\"font-weight: 400;\">, where there are also several e-books aimed at independent living. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can also purchase CA legal assistance for only DKK 55\/month, where you get access to professional lawyers. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">CA is an unemployment fund for you who want access to the necessary advice in various fields of competence and generally like the feeling of being included in all aspects of independent life. <\/span><\/p>\n<\/div><style type='text\/css'>.reading-box-container-3 .element-bottomshadow:before,.reading-box-container-3 .element-bottomshadow:after{opacity:0.7;}<\/style><div class=\"fusion-reading-box-container reading-box-container-3\" style=\"--awb-title-color:var(--awb-color8);--awb-margin-top:20px;--awb-margin-bottom:20px;\"><div class=\"reading-box\" style=\"background-color:var(--awb-color2);border-width:1px;border-color:rgba(226,226,226,0);border-left-width:3px;border-left-color:var(--primary_color);border-style:solid;\"><a class=\"button fusion-button button-default fusion-button-default-size button-default-size button-flat fusion-desktop-button fusion-tagline-button continue fusion-desktop-button-margin continue-right\" style=\"-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;border-radius:13px 13px 13px 13px\" href=\"https:\/\/app.factofly.com\/?screen_hint=signup&amp;referral_id=blog_listeoverakasser\" target=\"_self\"><span>Create a free user<\/span><\/a><h2>An easier freelance life with Factofly<\/h2><div class=\"reading-box-additional fusion-reading-box-additional\">\n<p>Be a freelancer without hassle and get paid without your own CVR number with Factofly. We help almost 2,000 others with an everyday life without administration.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><a class=\"button fusion-button button-default fusion-button-default-size button-default-size button-flat fusion-mobile-button continue-right\" style=\"-webkit-box-shadow:none;-moz-box-shadow:none;box-shadow:none;border-radius:13px 13px 13px 13px\" href=\"https:\/\/app.factofly.com\/?screen_hint=signup&amp;referral_id=blog_listeoverakasser\" target=\"_self\"><span>Create a free user<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"hvilken\" class=\"fusion-container-anchor\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:104%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><h2><b>Which a-kasse should you choose? <\/b><\/h2>\n<\/div><div class=\"fusion-text fusion-text-9\"><p><span style=\"font-weight: 400;\">Choosing a social security fund can be a difficult and confusing choice. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are only small differences between the different unemployment funds, where you should also look at the unemployment funds&#039; offer to you as a self-employed person - Where do you feel you get the most value for money?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the one hand, all social security funds offer financial security in the form of unemployment benefit if you were to close your business and become unemployed. So if this is the most important thing, you can prioritize a cheaper membership.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, there is great potential for your company in the slightly more expensive memberships that offer advice, events, courses, etc., which can also be practical depending on the company and the resources you already have. <\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":321,"featured_media":20998,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[96],"tags":[],"class_list":["post-20973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guides"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hvilken a-kasse skal du v\u00e6lge som 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